Privacy Policy for Ak Sahara Co-Operative (U) Thrift & Credit Society Ltd.

Effective Date: [01-Nov-2024]

At Ak Sahara Co-Operative (U) Thrift & Credit Society Ltd. (“we,” “our,” or “the Society”), safeguarding your personal information is our priority. This Privacy Policy outlines how we collect, use, and protect your information when you interact with our website, services, and products.

1. Information We Collect

We may collect the following types of information:

  • Personal Information
    Name, contact details (email, phone number, address), date of birth, PAN card details, and other identification documents.
  • Financial Information
    Bank account details, income proof, loan application details, and transaction history.
  • Usage Information
    Information about your interaction with our website, such as IP address, browser type, and usage logs.

2. How We Use Your Information

We use the information collected for:

  • Processing loan applications and maintaining financial accounts.
  • Communicating about updates, services, or promotional offers.
  • Complying with legal obligations and regulatory requirements.
  • Enhancing user experience by improving our website and services.

3. Data Sharing and Disclosure

We do not sell or rent your personal data. However, we may share information:

  • With regulatory bodies, law enforcement agencies, or as required by law.
  • With authorized third-party service providers for data processing, under strict confidentiality agreements.
  • For purposes of credit verification or loan processing with authorized agencies.

4. Data Security

We implement robust technical and organizational measures to protect your data, including:

  • Secure servers and encryption protocols.
  • Regular security audits and updates to our systems.
  • Restricted access to your information, limited to authorized personnel only.

5. Your Rights

As a member, you have the right to:

  • Access your personal information held by us.
  • Request corrections or updates to inaccurate or incomplete information.
  • Opt-out of receiving promotional communications.
  • Request deletion of your data, subject to legal and contractual obligations.

6. Cookies and Tracking Technologies

We may use cookies and similar technologies to enhance your experience on our website. You can manage cookie preferences through your browser settings.

7. Updates to This Privacy Policy

We reserve the right to update this policy at any time. Changes will be communicated through our website, and the effective date will be revised accordingly.

8. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

  • Address: LP-20B, Pitampura, Near Hotel City Park, Delhi-110034
  • Email: aksaharasociety@gmail.com
  • Phone: +91-9289180667

Your trust is important to us, and we are committed to protecting your privacy.